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Shopkeepers Insurance

Shopkeepers Insurance: Overview

The shopkeeper insurance policy is specifically designed to cover all the risks and contingencies faced by small or medium-sized shop owners. It provides protection for the property and the interests of the insured (and their partners) in the business venture.

The sum insured depends on the value of your shop and the value of the contents of the shop. The value of the shop is calculated on the basis of the estimated cost of rebuilding it completely. The contents of the shop are assessed according to their value at the time of purchasing the shop insurance policy. The valuation would also include electrical and mechanical appliances in the shop.

Shopkeepers Insurance: Coverage

  • What is shopkeepers' insurance? 
  • Can I select the items to be insured in my shop? 
  • Fire and Allied Perils 
  • Burglary and Housebreaking 
Read More >

Shopkeepers Insurance: Exclusions

  • Neon or Glow Signs 
  • Pedal Cycle Coverage 
  • Electrical or Mechanical Appliances Breakdown 
  • Baggage Coverage 
Read More >

Decision-making Corner

  • Ulip vs. Mutual Fund Calculator
    Compare returns on investment on your ULIP as well as mutual fund investments to find out which is the better option for you.
  • Systematic Investment Plan Calculator
    The Systematic Investment Plan (SIP) calculator tells you how much your investment has grown on a monthly/quarterly/half-yearly/annual basis, at your desired rate of return.
  • Required Rate of Return Calculator
    Use this calculator to find out the rate of return on your investments required to beat inflation.
  • Return on Investment Calculator
    Use this calculator to find out the compounded annual rate of return on your investments.
Read More >
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