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Loan Against Property

Loan Against Property (LAP): Overview

A loan against property is a loan against your house or even a plot. If all the land titles are in place, you have an income and you are eligible then this is the cheaper loan option for you. Though the interest rates on this loan are higher than that of a home loan, it's cheaper than that a personal loan or a loan against security.
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LAP: Documents Required

  • Documents required for LAP 
  • Do you need to show proof of income for Loan Against Property? 
  • Fees & charges for LAP 
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LAP: Eligibility Criteria

  • Calculate your LAP eligibility?
    Compare Loan Against property (LAP) eligibility amount as per your income for various tenure from various banks for residential as well as commercial properties.
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  • LAP E.M.I for various loan amounts
    Check out LAP EMI to decide the best tenure which suits your pocket. 
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LAP versus

  • Loan against property versus loan against securities 
  • Loan against Property or Home Loan 
  • How is LAP different from PL? 

LAP: Process

  • Secure a loan with your property 
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Decision-making Corner

  • Loan Against Property Compare tool
    Use this tool to compare various loan against property offering in by various lenders in the market.
  • EMI Calculator
    Use our loan EMI calculator to calculate what your EMI could be for a give rate of interest.
  • Loan Against Property Eligibility Calculator
    Calculate the amount of loan against property you are eligible for based on your earnings for self employed
  • Floating or Fixed Interest Rate Calculator
    This calculator tells you what is more advantageous - a floating rate or a fixed rate - for your loan.
  • Loan Amortization Calculator
    Use this calculator to find out how your loan EMI is apportioned into principal and interest components for the loan tenure.
  • Interest Rate Calculator
    Use this calculator to find out how much interest you are paying on your loan.
  • Impact of Changed Rates Calculator
    Use this calculator to find out the effect of change of rate on your existing loan.
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